Services
Loan Consulting and Advisory Services
Our experts provide loan consulting to optimize your lending strategies and workflows. We advise on credit policy, loan structuring, and process improvements drawn from industry best practices. Whether you’re a small credit union or a large bank, our consulting team helps identify bottlenecks and implement solutions to enhance productivity and compliance. The goal is to empower your lending officers with better tools, insights, and processes so they can make faster, informed credit decisions and improve borrower experiences
Underwriting Support
Ensure every loan is underwritten to the highest standards with our underwriting support services. Themis Lending ’s experienced underwriters (and underwriting assistants) can evaluate borrower creditworthiness, analyze financial documents, and assess risk according to your guidelines. We perform thorough income, asset, and credit reviews, then provide clear approval conditions or recommendations to your credit team. Accuracy and compliance are paramount – we stay current on lending regulations and investor criteria to help you maintain full regulatory compliance in credit decisions. Our underwriting support not only speeds up decisioning but also adds an extra layer of quality control, so you can approve loans with confidence knowing due diligence has been done.
Mortgage Loan Processing
Themis Lending offers full mortgage loan processing support from application through closing. Our processing team handles document collection, verification, and data entry to assemble complete loan files efficiently. We coordinate with third parties (appraisers, title companies, etc.) to gather required information and ensure all documentation is in order. With a focus on timely communication and meticulous attention to detail, we help prevent delays and move loans through your pipeline faster. By entrusting us with processing, lenders can significantly reduce turnaround times and keep borrowers informed with quick updates – leading to smoother, faster closings.
Document Preparation & Verification
Proper document preparation and verification are critical in mortgage lending. Our team manages a range of back-office verification tasks, including credit report checks, income and employment verification, title review coordination, and fraud checks. We prepare initial disclosures and closing packages, ensuring all forms are accurate and compliant with federal and state requirements. By leveraging technology for data validation and employing diligent manual reviews, we catch and correct errors before they become problems. Lenders benefit from consistent, error-free documentation, reducing the risk of closing delays or post-closing issues. With Varsi Credit handling the paperwork, your staff can focus on client-facing activities instead of chasing documents.
Closing & Post-Closing Support
Finalize loans smoothly with our closing and post-closing support services. We coordinate loan closing schedules, work with title and settlement agents, and perform pre-funding audits to verify that all conditions and documents are ready for closing. After funding, Varsi Credit can handle post-closing tasks such as organizing loan files, shipping documents to investors, and executing any trailing document follow-ups (like recording mortgages or clearing exceptions). We also conduct quality control reviews on closed files to ensure compliance with underwriting guidelines and regulatory standards. This thorough back-end process helps lenders sell loans to the secondary market faster and with fewer errors. By partnering on closing and post-close, you’ll accelerate the loan funding cycle and free your team from tedious administrative work.
Latest Insights
Stay informed with Themis Lending ’s Insights – our blog and resource center for lenders. We regularly publish articles, guides, and industry updates to help you navigate the evolving world of credit and lending. Whether it’s a piece on emerging mortgage trends, a breakdown of new regulatory changes, or tips for improving loan portfolio performance, our goal is to provide valuable knowledge that benefits your institution.
Our Vision
Themis Lending stands at the forefront of fintech, specializing in mortgages and loans tailored to businesses. Our mission is to empower clients to achieve their financial goals.
We are committed to providing high-quality educational content through blogs, infographics, and newsletters to ensure our clients are well-informed.
Client Feedback
B
Raj Patel
The team’s support is commendable; they guided us every step of the way.
C
Emily Chen
I highly recommend Themis Lending for their professionalism and transparent services.
D
Samuel Jackson
Thanks to them, my business is flourishing like never before!